Coverage That Goes Wherever You Float

Watercraft Insurance for Mississippi’s Lakes and Rivers

Protect Your Boat, Your Gear, and Your Time on the Water

From Bear Creek to Bay Springs Lake, life on the water is a way of life in Mississippi. Whether you enjoy weekend getaways or full seasons on the lake, Cornerstone Insurance Agency helps protect your investment with watercraft insurance tailored to how—and where—you boat. Serving clients in Baldwyn, Booneville, and Iuka, we’ll help you find coverage for everything from fishing boats to jet skis.

What Does Watercraft Insurance Include?

01

Physical Damage Coverage

Protects your boat, trailer, and equipment against damage from collisions, storms, or accidents.


02

Liability Coverage

Covers injuries or property damage caused to others while operating your watercraft.


03

Medical Payments

Pays for medical expenses if you or your passengers are injured in a boating accident.


04

Towing & Assistance


Helps cover the cost of on-water towing or emergency services if your boat breaks down.

01

Comprehensive Visa Support

We assist with all types of visa applications, including H1, L1, E1, family-based visas, and employment-based visas, ensuring your application is accurate and complete.


02

Naturalization & Citizenship

Our team guides you through the naturalization process, helping you achieve your goal of becoming a U.S. citizen.


03

Special Immigrant Juvenile Status (SIJS)

We support children seeking Special Immigrant Juvenile Status (SIJS) with care. Our team guides families through each step to help young immigrants find stability and protection.


04

Defense & Appeals

We represent clients in removal proceedings, appeals, and motions to reopen, protecting your rights every step of the way.


A woman in a yellow shirt is smelling a sunflower in a field.

Watercraft Insurance FAQs

  • Is boat insurance required in Mississippi?

    It’s not required by law, but many marinas and lenders require proof of insurance.

  • Does my homeowners insurance cover my boat?

    Most homeowners policies offer limited protection—separate watercraft insurance offers broader and more reliable coverage.

  • Can I insure jet skis or personal watercraft?

    Yes, we offer coverage for a variety of recreational watercraft beyond traditional boats.

  • Are boat trailers included in coverage?

    Often yes, but it depends on the policy. We’ll help ensure your trailer is included.

Stay Afloat With the Right Protection

Don’t let unexpected repairs or liability sink your plans. Let our local agents in Baldwyn, Booneville, and Iuka help you find coverage that keeps your adventures on the water stress-free.