Accidents Happen—We Help You Stay Protected

Personal Liability Insurance in Baldwyn, Booneville, and Iuka

Coverage That Extends Beyond Your Front Door

Whether you're hosting guests, out on the golf course, or just living your day-to-day, accidents can happen. Personal liability insurance helps protect your finances from lawsuits, injuries, or damage you may unintentionally cause. At Cornerstone Insurance Agency, we help clients across Baldwyn, Booneville, and Iuka stay protected with smart, affordable coverage that extends well beyond their home.

What Does Personal Liability Insurance Cover?

01

Bodily Injury Liability

Covers medical bills and legal fees if someone is injured due to your actions or on your property.


02

Property Damage Liability

Pays for accidental damage you cause to someone else’s property.


03

Legal Defense Costs

Covers attorney fees and court costs if you're sued—even if you’re not at fault.


04

Personal Injury Coverage


Some policies also include protection for claims of libel, slander, or defamation.

01

Comprehensive Visa Support

We assist with all types of visa applications, including H1, L1, E1, family-based visas, and employment-based visas, ensuring your application is accurate and complete.


02

Naturalization & Citizenship

Our team guides you through the naturalization process, helping you achieve your goal of becoming a U.S. citizen.


03

Special Immigrant Juvenile Status (SIJS)

We support children seeking Special Immigrant Juvenile Status (SIJS) with care. Our team guides families through each step to help young immigrants find stability and protection.


04

Defense & Appeals

We represent clients in removal proceedings, appeals, and motions to reopen, protecting your rights every step of the way.


A woman in a yellow shirt is smelling a sunflower in a field.

Personal Liability Insurance FAQs

  • Isn’t liability already included in my homeowners policy?

    Yes, but it’s often limited. A personal liability policy provides broader protection and higher limits.

  • Who needs personal liability insurance?

    Anyone who owns property, hosts guests, or wants added peace of mind from everyday risks.

  • Does this policy cover incidents that happen away from home?

    Yes—many personal liability policies offer coverage on and off your property.

  • Can I add umbrella insurance for extra coverage?

    Absolutely. An umbrella policy can provide even greater protection at a relatively low cost.

Protect Your Peace of Mind

Accidents may be unpredictable—but your protection shouldn’t be. Get a personal liability policy that works for your lifestyle from Cornerstone Insurance Agency in Baldwyn, Booneville, and Iuka.