Commercial Insurance

Built to Protect Mississippi Business Owners

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At Cruz Gold & Associates, we combine legal expertise with a personalized approach to help you navigate complex legal matters. Specializing in immigration, family law, and municipal court cases, we are dedicated to protecting your rights and achieving the best possible outcomes. Our New Jersey-based team is here to offer dependable support, ensuring your legal journey is guided by care and commitment.

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Tailored Protection for Local Industries

Whether you're managing a busy restaurant, running a contracting crew, or building a portfolio of rental properties—every business carries risk. At Cornerstone Insurance Agency, we help Mississippi entrepreneurs and professionals protect what they’ve built with smart, flexible commercial insurance. From contractors and salon owners to barbers, apartment investors, retailers with liquor licenses, and more, we understand your industry’s needs—and we’re right here in Booneville, Baldwyn, and Iuka to support them. As an independent agency, we match you with the best-fit coverage from top commercial carriers to help you operate with confidence.

Coverage Options


Commercial Auto Insurance

Coverage for contractors' trucks, delivery vans, trailers, and more. Includes owned, hired, and non-owned vehicles to protect against liability and physical damage on the road.

General Liability Insurance

Essential for salons, restaurants, and apartment owners—this policy defends your business from claims involving injury, property damage, and negligence.

Commercial Property Insurance

Protects your business location and contents—from barbershop equipment to restaurant kitchens—against theft, fire, storm damage, and more.

Cyber Liability Insurance

Ideal for businesses storing customer data or processing payments, like real estate firms and restaurants. Covers cyberattacks, data breaches, and recovery costs.


Protects the decision-makers in your company or nonprofit from claims related to management, errors, or alleged misconduct.

Directors & Officers (D&O) Insurance

Employment Practices Liability (EPLI)

Shields businesses—especially those with growing teams like salons or bars—from employee claims involving harassment, discrimination, or wrongful termination.

Inland Marine Insurance

A must-have for contractors and service businesses that transport tools, materials, or specialized equipment. Covers losses while in transit or offsite.

Home-Based Business Insurance

Running your beauty service, catering company, or consulting firm from home? This fills the gaps left by homeowners insurance with business-specific protection.

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Let’s Protect Your Business Investment

Whether you're pouring coffee, laying concrete, or managing rental properties, your work deserves insurance that actually works for you. Let Cornerstone’s local team build a policy that fits your industry, your goals, and your budget.

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