Protection for What Your Standard Policy Misses
Flood & Earthquake Insurance for Mississippi Homeowners
When the Ground Shakes or the Water Rises, Be Ready
Standard homeowners insurance doesn’t cover two of the most devastating risks: floods and earthquakes. At Cornerstone Insurance Agency, we help residents in Baldwyn, Booneville, and Iuka stay protected with affordable, comprehensive options for both. Whether you live near water or just want to be proactive, we’ll help you fill the gaps and keep your property secure—no matter what comes.
What Does This Coverage Include?
01
Structural Damage
Covers damage to your home’s foundation, walls, and structure caused by flooding or seismic activity.
02
Personal Property Protection
Pays to repair or replace belongings like furniture, appliances, and electronics damaged by covered events.
03
Temporary Living Expenses
Covers hotel stays and other costs if you can’t live in your home while repairs are made.
04
Cleanup and Debris Removal
Helps with the cost of cleanup, drying, and safe disposal after a flood or earthquake event.
01
Comprehensive Visa Support
We assist with all types of visa applications, including H1, L1, E1, family-based visas, and employment-based visas, ensuring your application is accurate and complete.
02
Naturalization & Citizenship
Our team guides you through the naturalization process, helping you achieve your goal of becoming a U.S. citizen.
03
Special Immigrant Juvenile Status (SIJS)
We support children seeking Special Immigrant Juvenile Status (SIJS) with care. Our team guides families through each step to help young immigrants find stability and protection.
04
Defense & Appeals
We represent clients in removal proceedings, appeals, and motions to reopen, protecting your rights every step of the way.
Flood & Earthquake Insurance FAQs
Isn’t flood insurance included in my home policy?
No—standard home insurance excludes flood damage. You need a separate policy for full protection.
Do I need flood insurance if I’m not in a flood zone?
Flooding can happen anywhere. In fact, over 20% of flood claims come from properties outside high-risk areas.
How is earthquake insurance priced in Mississippi?
Rates are based on your location, home construction, and risk level. We’ll compare options to find the right fit.
Can I buy both flood and earthquake coverage together?
Yes. We can bundle coverage or place each with the most appropriate carrier to maximize protection and savings.
Don’t Wait for the Unexpected
Floods and earthquakes don’t come with a warning. Get covered today with help from Cornerstone Insurance Agency—trusted by families across Baldwyn, Booneville, and Iuka.
