Booneville, MS: 662-728-4477
Baldwyn, MS: 662-365-1277
Iuka, MS: 662-423-5921
  • Serving You First Is Job #1:
    Convenience and friendly professionalism is just a part of what makes Cornerstone Insurance & Financial Services a clear choice throughout our region.

  • Booneville, MS Office - (662) 728-4477:
    Insurance should change with us to maintain the right coverage at the best price possible. Now's a great time for a review.

  • Baldwyn, MS Office - (662) 365-1277:
    The limits of your insurance policy and how much you’ll pay out-of-pocket after a claim are directly related. Don’t find yourself in an easily preventable situation.

  • An Invitation To Save & Smile
    Are you feeling stuck with an insurance provider that only represents 1 company? Now's a great time to break free with an experienced independent professional!

  • Experienced Commercial Insurance Pros
    As a local business you're important to us all! From the trades to contracting and retail marketplace to professional services and organizations of all kinds.

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Welcome to Cornerstone Insurance & Financial, Inc.

Most insurance agencies offer the same products and services from the leading insurance companies in the United States. What separates agencies, though, is dedication, personal attention, and customer service.

These are the traits that set Cornerstone Insurance & Financial Inc. apart from other agencies. Cornerstone was formed in 1999 in a consolidation of three of North Mississippi’s oldest and most respected insurance agencies. Cornerstone traces it roots all the way back to the 1920’s. It is these decades of services upon which we have built our foundation, resolve and commitment to personally serving our clients with integrity and diligence.

Not only do we offer insurance from the leading companies in the business, but we also strive to give out clients the absolute best service that can only come from focused attention to individual needs.

Whether you need personal, commercial, life or health insurance, we can help. Our knowledgeable, dedicated staff, with more that 100 years of combined experience, is ready to assist and answer any question or need you might have.

Most Recent News & Posts:

This time of year can be just great here in . However, you won't get much fireside snuggling done if your chimney clogs or your roof springs a leak. And while prepping your home for winter weather isn't much fun, once you do it, your peace of mind can last all season long. Here's a handy checklist to make sure the weather stays outside where it ought to be. Furnace Follies If you have a forced-air furnace, visually inspect the outside of your system, the ducts, and other points attached to the unit. Repairing potential air leaks is easy to do with a little duct tape. It's also a great time to clean or replace the filter according to the manufacturer's instructions. If you can reach them, vacuum off the blower blades while you're in there. Winter Weather Stripping A common source of heat loss and drafty spaces is faulty door or window weather-stripping. Check for drafts by holding a lit candle a couple of inches from the seam. If the flame moves (and you're sure it's not the dog breathing over your shoulder) you could have a leak. Typically these are easier to replace entirely thanHome Inspections Before Winter Weather Comes

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. However, if another driver causes an accident and doesn't have enough insurance coverage to compensate you, your own auto or umbrella policies may not be enough. If another driver doesn't have enough insurance coverage to pay for your medical bills, you could face extremely high costs or lengthy court battles. However, by purchasing stand-alone uninsured (UM) or underinsured (UIM) motorist coverage, or by adding the coverage as an endorsement to your umbrella policy, you can be fully protected on the road. Why Isn't There Coverage? Auto insurance is required in most states because all drivers on the road essentially put their trust in one another to not get into an accident. As a result, your regular auto insurance policy will reimburse another driver if you are the cause of an accident. In a similar way, umbrella policies provide you with excess coverage for a number of different personal liabilities. However, if another driver doesn't have enough coverageUninsured and Underinsured Motorists

Do you have a mortgage? Yes? Then at some point in your home-owning life, you have received a letter telling you that your mortgage has been sold to another lender. There's certainly nothing unusual about it when this happens, as home loans are sold every day in the United States. It is a very common practice. Typically, the letter tells you that nothing will change for you and – "you do not need to do anything." WRONG!!! - You should contact the insurance agent that handles your home insurance. Here's Why: If your home insurance is part of your escrow then your agent needs to know and needs to change the Mortgagee endorsement on your policy. Every year your insurance company sends a bill to the company that owns your loan. Your lender sends a check from your escrow account to pay for your Homeowner’s insurance for the next year. If your insurance company does not have the correct lender information the bill will be sent to the wrong company and the bill will not be paid. Believe it or not – that is not the big problem. Here is theWas Your Home Loan Sold? Quick, Call Your Insurance Agent!

Vehicle technology seems to advance each year, as new features improve driver and passenger safety. The following are just a few driver-assist features to be aware of the next time you’re in the market for a new vehicle: Adaptive cruise control: This type of cruise control automatically speeds or slows down your car based on the actions of the vehicles in front of you. This tool can help reduce the likelihood and severity of rear-end collisions. Automatic braking: Automatic braking devices are designed to reduce the severity of high-speed collisions in the event of a lapse of driver attention. These devices can predict impending crashes and help combat distracted driving. Blind-spot detection: Through the use of sensors, blind-spot detection systems sound an alarm in the event that an object is in your blind spot. These devices can help reduce accidents on the highway and are particularly useful for changing lanes. If you purchase a vehicle with driver-assist features, it's important to familiarize yourself with how they work. Doing so can help keep you safe on the road and allow you to get the most out of crash-prevention technology.Latest Safety Features for New Car Shoppers

The Holiday's may be over and Valentine’s Day is approaching, and while it may be cold outside love is still in the air. Well, love and a few other things perhaps, such as new jewelry. It’s exciting to receive jewelry from a loved one – or to give it as a gift. Not to mention it's romantic. But if you’re lucky enough to have some new jewelry in your home, you should take a few minutes to think about something you probably don’t find exciting or romantic: Insurance. Don’t know where to turn? Don’t worry. We think it is exciting to help our customers protect what’s most important to them – so we’re ready to help and can answer all of your questions. Things to consider when insuring jewelry: The first thing to consider is that you may need to purchase additional coverage. Your homeowners policy covers valuable items such as jewelry but only up to set amounts as stated in the policy. If the cost of replacing your jewelry exceeds that limit, you will want to purchase scheduled personal property coverage. You can simply check your policy or give us a call. You might want to reconsider your deductible amounts. As always, this impactsHave New Jewelry in the House? Protect it!


Booneville, MS

Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478
Email: cornerstone@nullfmbcornerstone.com


Baldwyn, MS

Cornerstone Insurance & Financial, Inc.
112 North Third Street
Baldwyn, MS 38824

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 365-1277
Fax: (662) 365-1278

Iuka, MS

Cornerstone Insurance & Financial, Inc.
107 Fulton St.
Iuka, MS 38852

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 423-5921
Fax: (662) 423-5922


Personal Insurance in Mississippi…

Auto, Homeowners, Condos, Apartments & Renters – We represent a number of our regions most respected insurers so you get a choice of not only price but coverages as well.

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Commercial Insurance Pros…

Your local business operations are important to us all and we want to be your choice for insurance. Responsive, always cost competitive with policies designed around your specific needs.

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Simple is just better and it just doesn’t get any easier than this! No long complicated forms required to call our professionals to action. Simply provide some basics then we’ll do the rest.

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Our easy-to-use services let you get it done and get on with your day. Request a policy update, order a replacement id card for your auto policy, pay your insurance bill online and more.

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Claims & Payments:

Convenience is an important part of customer service. Here, we provide easy to find and use links to the insurance companies we represent for reporting claims and making online payments.

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We’re dedicated to earning your trust and confidence and this is the foundation of our quality local customer service. From insurance quotes to questions, life is ever changing and we’re here to help.

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Contact

Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478
Email: cornerstone@fmbcornerstone.com

Recent Posts

Flash floods occur as a result of heavy rainfall, rapid snow thaw, city drains overflowing or dam/levee failures. They occur quickly and unexpectedly, within 6 hours of the events thatFacts About Flash Floods

For many the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. AtTeens, Social Media and a Parent's Liability

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover yourUninsured and Underinsured Motorists

You can insure just about any kind of vessel, whether you have a yacht, speed boat or personal watercraft like a JetSki. Every type of boat has the potential toBoat Insurance for Smooth Sailing

Summer Water Safety Refresher Teach children water safety and swimming skills as early as possible. Always brief babysitters on water safety, emphasizing the need for constant supervision. Appoint a “designated watcher” to monitorSummer Water Safety Refresher

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