Booneville, MS: 662-728-4477
Baldwyn, MS: 662-365-1277
Iuka, MS: 662-423-5921
  • Serving You First Is Job #1:
    Convenience and friendly professionalism is just a part of what makes Cornerstone Insurance & Financial Services a clear choice throughout our region.

  • Booneville, MS Office - (662) 728-4477:
    Insurance should change with us to maintain the right coverage at the best price possible. Now's a great time for a review.

  • Baldwyn, MS Office - (662) 365-1277:
    The limits of your insurance policy and how much you’ll pay out-of-pocket after a claim are directly related. Don’t find yourself in an easily preventable situation.

  • An Invitation To Save & Smile
    Are you feeling stuck with an insurance provider that only represents 1 company? Now's a great time to break free with an experienced independent professional!

  • Experienced Commercial Insurance Pros
    As a local business you're important to us all! From the trades to contracting and retail marketplace to professional services and organizations of all kinds.

1-Minute Quote Auto Quote Home Quote Business Quote Customer Service Claims Contacts


Welcome to Cornerstone Insurance & Financial, Inc.

Most insurance agencies offer the same products and services from the leading insurance companies in the United States. What separates agencies, though, is dedication, personal attention, and customer service.

These are the traits that set Cornerstone Insurance & Financial Inc. apart from other agencies. Cornerstone was formed in 1999 in a consolidation of three of North Mississippi’s oldest and most respected insurance agencies. Cornerstone traces it roots all the way back to the 1920’s. It is these decades of services upon which we have built our foundation, resolve and commitment to personally serving our clients with integrity and diligence.

Not only do we offer insurance from the leading companies in the business, but we also strive to give out clients the absolute best service that can only come from focused attention to individual needs.

Whether you need personal, commercial, life or health insurance, we can help. Our knowledgeable, dedicated staff, with more that 100 years of combined experience, is ready to assist and answer any question or need you might have.

Most Recent News & Posts:

Prepare Yourself for IRS Phone Scams Your phone rings. When you check, the caller ID shows it’s the IRS calling. (Three letters that can give you a sinking feeling in the pit of your stomach.) But you think to yourself: I don’t believe I owe any taxes. And I haven’t even submitted this year’s return. Why are they calling me? But it says it’s the IRS, so it must be them... right? WRONG. For a number of years scammers have been calling people across the country, spoofing the caller ID, claiming to be IRS officials, and demanding immediate payment of fines or back taxes. Their goal is to trick you into giving them personal information and/or get you to send cash. So the REAL IRS has assembled a number of tips to help you understand what the criminals are doing and how to avoid becoming a victim of one of their scams:Scammers try to scare you. Many phone scams use threats to intimidate and bully you into paying a bogus tax bill, usually through a prepaid debit card or wire transfer. They may even threaten to arrest, deport, or revoke your license if they don’t get the money. (If they don’t get throughIt’s Tax Season. It’s Also IRS Phone Scam Season.

The Holiday's may be over and Valentine’s Day is approaching, and while it may be cold outside love is still in the air. Well, love and a few other things perhaps, such as new jewelry. It’s exciting to receive jewelry from a loved one – or to give it as a gift. Not to mention it's romantic. But if you’re lucky enough to have some new jewelry in your home, you should take a few minutes to think about something you probably don’t find exciting or romantic: Insurance. Don’t know where to turn? Don’t worry. We think it is exciting to help our customers protect what’s most important to them – so we’re ready to help and can answer all of your questions. Things to consider when insuring jewelry: The first thing to consider is that you may need to purchase additional coverage. Your homeowners policy covers valuable items such as jewelry but only up to set amounts as stated in the policy. If the cost of replacing your jewelry exceeds that limit, you will want to purchase scheduled personal property coverage. You can simply check your policy or give us a call. You might want to reconsider your deductible amounts. As always, this impactsHave New Jewelry in the House? Protect it!

This time of year can be just great here in . However, you won't get much fireside snuggling done if your chimney clogs or your roof springs a leak. And while prepping your home for winter weather isn't much fun, once you do it, your peace of mind can last all season long. Here's a handy checklist to make sure the weather stays outside where it ought to be. Furnace Follies If you have a forced-air furnace, visually inspect the outside of your system, the ducts, and other points attached to the unit. Repairing potential air leaks is easy to do with a little duct tape. It's also a great time to clean or replace the filter according to the manufacturer's instructions. If you can reach them, vacuum off the blower blades while you're in there. Winter Weather Stripping A common source of heat loss and drafty spaces is faulty door or window weather-stripping. Check for drafts by holding a lit candle a couple of inches from the seam. If the flame moves (and you're sure it's not the dog breathing over your shoulder) you could have a leak. Typically these are easier to replace entirely thanHome Inspections Before Winter Weather Comes

Though grilling is an extremely popular way to prepare food in the summer, it can also be dangerous. According to the U.S. Fire Administration, gas and charcoal grills account for an average of 10 deaths and 100 injuries annually. Additionally, the National Fire Protection Association reports that an average of 8,900 home fires are caused by grilling each year. This year, keep the following safety suggestions in mind when you go to fire up your grill:Make sure your grill is at least 3 feet away from other objects including your house, trees and outdoor seating. Remember that starter fluid should only be used with charcoal grills and never with gas grills. If you suspect that your gas grill is leaking, turn off the gas and get the unit fixed before lighting. Do not bring your grill into an unventilated or enclosed space such as the garage or inside of your home. Do not let children and pets play near the grilling area when cooking until the grill is completely cool. Allow time for your grill to completely cool down before storing or covering it after grilling.Grill Your Food Thoroughly Prevent food-borne illnesses by grilling your meat to the proper internal temperatures.Steaks, Roasts and Chops - 145°F Poultry -Grilling Safety Reminders For Your Summer BBQ

A personal umbrella policy is sometimes misunderstood. That's unfortunate because the personal umbrella is an insurance "best buy". It is inexpensive and does its job well. Let's take a look at just what this policy does, determine if you need one, and decide if it's worth it to purchase a policy for yourself. We'll look at factors that set the cost of a personal umbrella. And finally, give you a few tips to keep in mind when personal umbrella shopping. What is a Personal Liability Umbrella Policy? The personal umbrella is a form of liability insurance. A great deal of confusion is eliminated if the word "liability" is inserted between the words "personal" and "umbrella". That means it protects you from bodily injury and property damage for which you are legally liable. I will use the term personal umbrella. But just remember it is a form of liability insurance. Some consumers believe it is a catch all policy that insures property. Not so! A personal umbrella "floats" over your other liability policies. For example, let's suppose your automobile insurance limits are $300,000 per person/ $300,000 per accident /$300,000 property damage. If you invest in $1,000,000 personal umbrella policy you will have increased your autoPersonal Umbrella – The Ultimate Armor for Today’s World


Booneville, MS

Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478
Email: cornerstone@nullfmbcornerstone.com


Baldwyn, MS

Cornerstone Insurance & Financial, Inc.
112 North Third Street
Baldwyn, MS 38824

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 365-1277
Fax: (662) 365-1278

Iuka, MS

Cornerstone Insurance & Financial, Inc.
107 Fulton St.
Iuka, MS 38852

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 423-5921
Fax: (662) 423-5922


Personal Insurance in Mississippi…

Auto, Homeowners, Condos, Apartments & Renters – We represent a number of our regions most respected insurers so you get a choice of not only price but coverages as well.

Go Personal

Commercial Insurance Pros…

Your local business operations are important to us all and we want to be your choice for insurance. Responsive, always cost competitive with policies designed around your specific needs.

Go Commercial

Go Social…

Whether it’s a great insurance quote or our local service, you’re invited to share us with all your friends! Simply click the “share us” button below and a few seconds later you’re done.

Share Us With Friends

1-Minute Quick Quote:

Simple is just better and it just doesn’t get any easier than this! No long complicated forms required to call our professionals to action. Simply provide some basics then we’ll do the rest.

Quick Quote

Online Services:

Our easy-to-use services let you get it done and get on with your day. Request a policy update, order a replacement id card for your auto policy, pay your insurance bill online and more.

Service Menu

Claims & Payments:

Convenience is an important part of customer service. Here, we provide easy to find and use links to the insurance companies we represent for reporting claims and making online payments.

See Info

Contact Us Now:

We’re dedicated to earning your trust and confidence and this is the foundation of our quality local customer service. From insurance quotes to questions, life is ever changing and we’re here to help.

Contact Us





Contact

Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478
Email: cornerstone@nullfmbcornerstone.com

Recent Posts

With winter weather affecting us all in our attempts to remain comfortable, it's also the time of year which presents the greatest risk for an invisible threat. Carbon monoxide isProtect Your Family From the Dangers of Carbon Monoxide

What do I give up by not using a licensed independent agent to purchase insurance?The disadvantage of not using a licensed agent to purchase insurance is that the policyholder doesThe Independent Agent Advantage

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover yourUninsured and Underinsured Motorists

For many of us, the holiday season is a time of joy, celebration and tradition. We look forward to hosting or attending festive gatherings or concerts. We travel near andChristmas Safety Reminder for Home or Office

When your child leaves for college, it is a big event. One thing that you should think about is your insurance coverage and how it could change with your sonInsuring Your College Student

Site Translator