Booneville, MS: 662-728-4477
Baldwyn, MS: 662-365-1277
Iuka, MS: 662-423-5921
  • Serving You First Is Job #1:
    Convenience and friendly professionalism is just a part of what makes Cornerstone Insurance & Financial Services a clear choice throughout our region.

  • Booneville, MS Office - (662) 728-4477:
    Insurance should change with us to maintain the right coverage at the best price possible. Now's a great time for a review.

  • Baldwyn, MS Office - (662) 365-1277:
    The limits of your insurance policy and how much you’ll pay out-of-pocket after a claim are directly related. Don’t find yourself in an easily preventable situation.

  • An Invitation To Save & Smile
    Are you feeling stuck with an insurance provider that only represents 1 company? Now's a great time to break free with an experienced independent professional!

  • Experienced Commercial Insurance Pros
    As a local business you're important to us all! From the trades to contracting and retail marketplace to professional services and organizations of all kinds.

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Welcome to Cornerstone Insurance & Financial, Inc.

Most insurance agencies offer the same products and services from the leading insurance companies in the United States. What separates agencies, though, is dedication, personal attention, and customer service.

These are the traits that set Cornerstone Insurance & Financial Inc. apart from other agencies. Cornerstone was formed in 1999 in a consolidation of three of North Mississippi’s oldest and most respected insurance agencies. Cornerstone traces it roots all the way back to the 1920’s. It is these decades of services upon which we have built our foundation, resolve and commitment to personally serving our clients with integrity and diligence.

Not only do we offer insurance from the leading companies in the business, but we also strive to give out clients the absolute best service that can only come from focused attention to individual needs.

Whether you need personal, commercial, life or health insurance, we can help. Our knowledgeable, dedicated staff, with more that 100 years of combined experience, is ready to assist and answer any question or need you might have.

Most Recent News & Posts:

SCHEDULING ITEMS UNDER YOUR HOMEOWNERS INSURANCEPerhaps it's the latest electronic gadget or large screen hi-def television, or new sporting goods gear or maybe a piece of sparkling jewelry. If you happen to receive or purchase a particularly expensive item, you may consider purchasing extra protection, just in case.Why would I need to schedule valuable items?The protection provided for personal property under the typical homeowners, condo or renters policy is very broad, and includes coverage for your furniture, clothing, and appliances. It only provides limited coverage for valuable items such as jewelry, silverware, furs, and art. It may not cover some types of loss that may be important to you, such as the stone falling out of your diamond ring, your china being accidentally broken or your rare coins being stolen.What types of property can be covered?Here's a quick listing of some of the items typically covered:cameras (video or still) and related equipment china and crystal coins (rare and current) firearms furs golfer's equipment jewelry musical instruments personal computers stampsScheduling Under Homeowners

The Holiday's may be over and Valentine’s Day is approaching, and while it may be cold outside love is still in the air. Well, love and a few other things perhaps, such as new jewelry. It’s exciting to receive jewelry from a loved one – or to give it as a gift. Not to mention it's romantic. But if you’re lucky enough to have some new jewelry in your home, you should take a few minutes to think about something you probably don’t find exciting or romantic: Insurance. Don’t know where to turn? Don’t worry. We think it is exciting to help our customers protect what’s most important to them – so we’re ready to help and can answer all of your questions. Things to consider when insuring jewelry: The first thing to consider is that you may need to purchase additional coverage. Your homeowners policy covers valuable items such as jewelry but only up to set amounts as stated in the policy. If the cost of replacing your jewelry exceeds that limit, you will want to purchase scheduled personal property coverage. You can simply check your policy or give us a call. You might want to reconsider your deductible amounts. As always, this impactsHave New Jewelry in the House? Protect it!

With winter weather affecting us all in our attempts to remain comfortable, it's also the time of year which presents the greatest risk for an invisible threat. Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself and your family from its effects. In the home, carbon monoxide is most commonly formed by flames and heaters, as well as vehicles or generators that are running in an attached garage. As temperatures drop and more people are cranking the heat and hovering over the stove inside and warming up the car's engine before hitting the road, it's especially critical to ensure your family's safety against this lethal gas. Since carbon monoxide cannot be detected without a carbon monoxide detection device, it is essential to install and maintain one or more detectors in your home. Detector Tips For Safeguarding Your HouseholdThe International Association of Fire Chiefs recommends a carbon monoxide detector on every floor of your home, including the basement. A detector should be located within 10 feet of each bedroom door, and there should beProtect Your Family From the Dangers of Carbon Monoxide

You can insure just about any kind of vessel, whether you have a yacht, speed boat or personal watercraft like a JetSki. Every type of boat has the potential to be stolen or damaged, and can be involved in an incident that results in harm to another person or their property. Even if your boat is docked or stored in your garage, it can potentially be vandalized, damaged in a fire or storm, or stolen. Many owners of small watercraft such as canoes, rafts and kayaks assume they will be covered under a homeowners or renters policy. This may be the case, up to a specified limit in your home policy. However, when it's time to make a claim, you don't want to be surprised to find out that this limit is not adequate to cover the value of your investment. Be sure to consider the amount of coverage you would need to repair or replace each of your boats and recreational vehicles if damaged or stolen and ask your agent to help you get the right coverage for those items. What Does Boat Insurance Cover? The exact boat coverage you need depends on multiple factors. Small boat insurance is very different from yachtBoat Insurance for Smooth Sailing

TRYING TO SAVE MONEY? AVOID THE FIVE BIGGEST INSURANCE MISTAKES.With far too many Americans out of work, and others forced to make ends meet with less money, many people are looking for ways to cut costs. There are smart ways to save on home and auto insurance; however, there are also mistakes that can result in being significantly underinsured.When money is tight, it is extremely important to be financially protected against a catastrophe with the right amount and type of insurance by taking a few simple steps, it is possible to cut costs and still be protected should disaster strike.Following are five of the biggest insurance mistakes that consumers should look out for:Insuring a home for its real estate value rather than for the cost of rebuilding. When real estate prices go down, some homeowners may think they can reduce the amount of insurance on their home. But insurance is designed to cover the cost of rebuilding, not the sales price of the home. You should make sure that you have enough coverage to completely rebuild your home and replace your belongings.A better way to save: Raise your deductible. An increase from $500 to $1,000 could5 Big Insurance Mistakes


Booneville, MS

Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478
Email: cornerstone@nullfmbcornerstone.com


Baldwyn, MS

Cornerstone Insurance & Financial, Inc.
112 North Third Street
Baldwyn, MS 38824

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 365-1277
Fax: (662) 365-1278

Iuka, MS

Cornerstone Insurance & Financial, Inc.
107 Fulton St.
Iuka, MS 38852

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 423-5921
Fax: (662) 423-5922


Personal Insurance in Mississippi…

Auto, Homeowners, Condos, Apartments & Renters – We represent a number of our regions most respected insurers so you get a choice of not only price but coverages as well.

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Commercial Insurance Pros…

Your local business operations are important to us all and we want to be your choice for insurance. Responsive, always cost competitive with policies designed around your specific needs.

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Simple is just better and it just doesn’t get any easier than this! No long complicated forms required to call our professionals to action. Simply provide some basics then we’ll do the rest.

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Our easy-to-use services let you get it done and get on with your day. Request a policy update, order a replacement id card for your auto policy, pay your insurance bill online and more.

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Claims & Payments:

Convenience is an important part of customer service. Here, we provide easy to find and use links to the insurance companies we represent for reporting claims and making online payments.

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We’re dedicated to earning your trust and confidence and this is the foundation of our quality local customer service. From insurance quotes to questions, life is ever changing and we’re here to help.

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Contact

Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478
Email: cornerstone@nullfmbcornerstone.com

Recent Posts

What do I give up by not using a licensed independent agent to purchase insurance?The disadvantage of not using a licensed agent to purchase insurance is that the policyholder doesThe Independent Agent Advantage

TRYING TO SAVE MONEY? AVOID THE FIVE BIGGEST INSURANCE MISTAKES.With far too many Americans out of work, and others forced to make ends meet with less money, many people are5 Big Insurance Mistakes

Prepare Yourself for IRS Phone Scams Your phone rings. When you check, the caller ID shows it’s the IRS calling. (Three letters that can give you a sinking feeling in theIt’s Tax Season. It’s Also IRS Phone Scam Season.

When purchasing coverage for their home, too many policyholders often make the mistake of simply insuring it for the resale value. However, should a flood, storm or other event occur,Basics of Extended Homeowners Replacement Coverage

Do you have a mortgage? Yes? Then at some point in your home-owning life, you have received a letter telling you that your mortgage has been sold to another lender.Was Your Home Loan Sold? Quick, Call Your Insurance Agent!

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