Booneville, MS: 662-728-4477
Baldwyn, MS: 662-365-1277
Iuka, MS: 662-423-5921
  • Serving You First Is Job #1:
    Convenience and friendly professionalism is just a part of what makes Cornerstone Insurance & Financial Services a clear choice throughout our region.

  • Booneville, MS Office - (662) 728-4477:
    Insurance should change with us to maintain the right coverage at the best price possible. Now's a great time for a review.

  • Baldwyn, MS Office - (662) 365-1277:
    The limits of your insurance policy and how much you’ll pay out-of-pocket after a claim are directly related. Don’t find yourself in an easily preventable situation.

  • An Invitation To Save & Smile
    Are you feeling stuck with an insurance provider that only represents 1 company? Now's a great time to break free with an experienced independent professional!

  • Experienced Commercial Insurance Pros
    As a local business you're important to us all! From the trades to contracting and retail marketplace to professional services and organizations of all kinds.

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Welcome to Cornerstone Insurance & Financial, Inc.

Most insurance agencies offer the same products and services from the leading insurance companies in the United States. What separates agencies, though, is dedication, personal attention, and customer service.

These are the traits that set Cornerstone Insurance & Financial Inc. apart from other agencies. Cornerstone was formed in 1999 in a consolidation of three of North Mississippi’s oldest and most respected insurance agencies. Cornerstone traces it roots all the way back to the 1920’s. It is these decades of services upon which we have built our foundation, resolve and commitment to personally serving our clients with integrity and diligence.

Not only do we offer insurance from the leading companies in the business, but we also strive to give out clients the absolute best service that can only come from focused attention to individual needs.

Whether you need personal, commercial, life or health insurance, we can help. Our knowledgeable, dedicated staff, with more that 100 years of combined experience, is ready to assist and answer any question or need you might have.

Most Recent News & Posts:

Vehicle technology seems to advance each year, as new features improve driver and passenger safety. The following are just a few driver-assist features to be aware of the next time you’re in the market for a new vehicle: Adaptive cruise control: This type of cruise control automatically speeds or slows down your car based on the actions of the vehicles in front of you. This tool can help reduce the likelihood and severity of rear-end collisions. Automatic braking: Automatic braking devices are designed to reduce the severity of high-speed collisions in the event of a lapse of driver attention. These devices can predict impending crashes and help combat distracted driving. Blind-spot detection: Through the use of sensors, blind-spot detection systems sound an alarm in the event that an object is in your blind spot. These devices can help reduce accidents on the highway and are particularly useful for changing lanes. If you purchase a vehicle with driver-assist features, it's important to familiarize yourself with how they work. Doing so can help keep you safe on the road and allow you to get the most out of crash-prevention technology.Latest Safety Features for New Car Shoppers

Prepare Yourself for IRS Phone Scams Your phone rings. When you check, the caller ID shows it’s the IRS calling. (Three letters that can give you a sinking feeling in the pit of your stomach.) But you think to yourself: I don’t believe I owe any taxes. And I haven’t even submitted this year’s return. Why are they calling me? But it says it’s the IRS, so it must be them... right? WRONG. For a number of years scammers have been calling people across the country, spoofing the caller ID, claiming to be IRS officials, and demanding immediate payment of fines or back taxes. Their goal is to trick you into giving them personal information and/or get you to send cash. So the REAL IRS has assembled a number of tips to help you understand what the criminals are doing and how to avoid becoming a victim of one of their scams: Scammers try to scare you. Many phone scams use threats to intimidate and bully you into paying a bogus tax bill, usually through a prepaid debit card or wire transfer. They may even threaten to arrest, deport, or revoke your license if they don’t get the money. (If they don’t get throughIt’s Tax Season. It’s Also IRS Phone Scam Season.

Summer Water Safety Refresher Teach children water safety and swimming skills as early as possible. Always brief babysitters on water safety, emphasizing the need for constant supervision. Appoint a “designated watcher” to monitor children during social gatherings at or near pools. Equip doors and windows that exit to a pool area with alarms. Install a poolside phone, preferably a cordless model, with emergency numbers programmed into speed-dial. Post CPR instructions and learn the procedures. Keep rescue equipment poolside. Don't wait for the paramedics to arrive because you will lose valuable life-saving seconds. Four to six minutes without oxygen can cause permanent brain damage or death. Keep a first aid kit at poolside. Install four-sided isolation fencing, at least five feet high, equipped with self-closing and self-latching gates, that completely surrounds the pool and prevents direct access from the house and yard. Maintain constant visual contact with children in a pool or pool area. If a child is missing, check the pool first; seconds count in preventing death or disability. Don't use flotation devices as a substitute for supervision. Never allow a young child in a pool without an adult. Don't leave objects such as toys that might attract a child in the pool and pool area. Never prop the gate to a poolSummer Water Safety Refresher

What do I give up by not using a licensed independent agent to purchase insurance? The disadvantage of not using a licensed agent to purchase insurance is that the policyholder does not receive as much, or often any, personal service. A licensed agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when filing a claim. Without an agent to act as your personal advocate during the claims process, you are left to take care of the details on your own. You may be unsure who to contact at the insurance company or who you can really trust to help you during the times in life when you need help the most. Without an agent you are on your own to absorb the frustration and expense of resolving your problems. The disadvantage of not using a licensed independent agent to purchase insurance is that agents who only represent one insurance company can only offer insurance based on that one company's policies and rate structures. As an independent agency we represent numerous insurance companies and are deeply familiar with the intricate differences between them. Therefore we are able to match your needs with the best companyThe Independent Agent Advantage

With winter weather affecting us all in our attempts to remain comfortable, it's also the time of year which presents the greatest risk for an invisible threat. Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself and your family from its effects. In the home, carbon monoxide is most commonly formed by flames and heaters, as well as vehicles or generators that are running in an attached garage. As temperatures drop and more people are cranking the heat and hovering over the stove inside and warming up the car's engine before hitting the road, it's especially critical to ensure your family's safety against this lethal gas. Since carbon monoxide cannot be detected without a carbon monoxide detection device, it is essential to install and maintain one or more detectors in your home. Detector Tips For Safeguarding Your Household The International Association of Fire Chiefs recommends a carbon monoxide detector on every floor of your home, including the basement. A detector should be located within 10 feet of each bedroom door, and there should beProtect Your Family From the Dangers of Carbon Monoxide


Booneville, MS

Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478
Email: cornerstone@nullfmbcornerstone.com


Baldwyn, MS

Cornerstone Insurance & Financial, Inc.
112 North Third Street
Baldwyn, MS 38824

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 365-1277
Fax: (662) 365-1278

Iuka, MS

Cornerstone Insurance & Financial, Inc.
107 Fulton St.
Iuka, MS 38852

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 423-5921
Fax: (662) 423-5922


Personal Insurance in Mississippi…

Auto, Homeowners, Condos, Apartments & Renters – We represent a number of our regions most respected insurers so you get a choice of not only price but coverages as well.

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Commercial Insurance Pros…

Your local business operations are important to us all and we want to be your choice for insurance. Responsive, always cost competitive with policies designed around your specific needs.

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1-Minute Quick Quote:

Simple is just better and it just doesn’t get any easier than this! No long complicated forms required to call our professionals to action. Simply provide some basics then we’ll do the rest.

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Online Services:

Our easy-to-use services let you get it done and get on with your day. Request a policy update, order a replacement id card for your auto policy, pay your insurance bill online and more.

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Claims & Payments:

Convenience is an important part of customer service. Here, we provide easy to find and use links to the insurance companies we represent for reporting claims and making online payments.

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We’re dedicated to earning your trust and confidence and this is the foundation of our quality local customer service. From insurance quotes to questions, life is ever changing and we’re here to help.

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Contact

Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478
Email: cornerstone@nullfmbcornerstone.com

Recent Posts

This time of year can be just great here in . However, you won't get much fireside snuggling done if your chimney clogs or your roof springs a leak. AndHome Inspections Before Winter Weather Comes

Do you have a mortgage? Yes? Then at some point in your home-owning life, you have received a letter telling you that your mortgage has been sold to another lender.Was Your Home Loan Sold? Quick, Call Your Insurance Agent!

For many of us, the holiday season is a time of joy, celebration and tradition. We look forward to hosting or attending festive gatherings or concerts. We travel near andChristmas Safety Reminder for Home or Office

Prepare Yourself for IRS Phone Scams Your phone rings. When you check, the caller ID shows it’s the IRS calling. (Three letters that can give you a sinking feeling in theIt’s Tax Season. It’s Also IRS Phone Scam Season.

You can insure just about any kind of vessel, whether you have a yacht, speed boat or personal watercraft like a JetSki. Every type of boat has the potential toBoat Insurance for Smooth Sailing

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