As the seasons change, making sure your home is ready for winter is crucial. By taking a few proactive steps now, you can prevent stress and costly insurance claims later. Here are some practical, easy-to-follow tips to help keep your home safe and warm during the colder months.

Maximize Your Smart Thermostat

Consider setting your smart thermostat between 68°F and 70°F when home. Many new models adjust automatically to reduce energy waste, ensuring a cozy and efficient environment.

Seal Windows and Doors

A simple yet effective method to retain warmth and cut energy costs is sealing gaps around windows and doors.

Insulate Pipes

Prevent freezing and bursting by insulating exposed pipes, especially those in basements or along exterior walls.

Clear and Maintain Solar Panels

Activate winter modes and keep solar panels clear of snow post-storm to maintain energy efficiency.

Enhance Indoor Air Quality

Consider using HEPA filters to trap viruses and particles, or MERV 13+ filters for dust and allergens, whether in HVAC systems or portable units.

Document Your Home

Create a video walkthrough of your home and valuables using your smartphone to streamline potential insurance claims.

Gutter Maintenance

Prevent ice dams and water backup by cleaning out leaves and debris from your gutters before the heavy snow arrives.

Check Your Heating System

Schedule an annual inspection of your heating system to avoid unexpected breakdowns during cold snaps.

By taking even a few of these steps, you can significantly protect your home this winter. It's never too late to get proactive! Feel free to contact us to review your homeowners insurance policy, especially if you’re unsure what’s covered during winter weather events.