Booneville, MS: 662-728-4477
Baldwyn, MS: 662-365-1277
Iuka, MS: 662-423-5921

Flood Insurance

Flood Insurance in Mississippi

Homeowners Flood Insurance Coverage Protection

If you currently live, or are going to purchase a home, in an area which has been declared “high-risk for flooding”, then you’ll certainly want flood insurance for your property. But, what if you don’t live in an officially designated flood prone area near a stream, river or other low-lying area? Getting a flood insurance quote and purchasing flood insurance is still a really good idea. There is nothing worse than starting a life in a home and creating memories and losing it all to a flood issue.

Far too often a flood is thought of as an event which is catastrophic to a general area when nearby water ways overflow their banks. Yet a portion of a home can more commonly flood with just an inch or two of water from poor property drainage which causes the surrounding storm runoff to build up and rise until property begins to take on water. When water rises up to the property, it’s a flood and when water rises up a property only flood insurance covers the financial loss.

Your standard homeowners insurance does not have flood insurance included. Flood insurance is commonly offered by the National Flood Insurance Program or NFIP. Cornerstone Insurance & Financial can find you a flood insurance plan that will fit your needs.

Why Flood Insurance

Far too many omeowners never think about needing flood insurance until it’s too late. There have been countless instances in Mississippi where rains cause the water to rise, or filled small streams, turning them into rivers that creep higher onto property and eventually into homes.

Torrential rains can change everything in a fairly short amount of time. Flooding is devastating, but flood insurance can help keep you afloat.

Cornerstone Insurance & Financial can help you with a flood insurance quote. We will search for the best flood insurance rates and proper flood insurance coverage to protect property, possessions and structures.

Quote ME Now



Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478

Recent Posts

Summer Water Safety RefresherTeach children water safety and swimming skills as early as possible. Always brief babysitters on water safety, emphasizing the need for constant supervision. Appoint a “designated watcher” to monitorSummer Water Safety Refresher

A personal umbrella policy is sometimes misunderstood. That's unfortunate because the personal umbrella is an insurance "best buy". It is inexpensive and does its job well. Let's take a lookPersonal Umbrella – The Ultimate Armor for Today’s World

With winter weather affecting us all in our attempts to remain comfortable, it's also the time of year which presents the greatest risk for an invisible threat. Carbon monoxide isProtect Your Family From the Dangers of Carbon Monoxide

Prepare Yourself for IRS Phone Scams Your phone rings. When you check, the caller ID shows it’s the IRS calling. (Three letters that can give you a sinking feeling in theIt’s Tax Season. It’s Also IRS Phone Scam Season.

For many the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. AtTeens, Social Media and a Parent's Liability

Site Translator