Booneville, MS: 662-728-4477
Baldwyn, MS: 662-365-1277
Iuka, MS: 662-423-5921
  • Serving You First Is Job #1:
    Convenience and friendly professionalism is just a part of what makes Cornerstone Insurance & Financial Services a clear choice throughout our region.

  • Booneville, MS Office - (662) 728-4477:
    Our insurance should change with us to maintain the right coverage at the best price possible. Now's a great time to make sure your insurance protection isn't stuck in the past.

  • Baldwyn, MS Office - (662) 365-1277:
    The limits of your insurance policy and how much you’ll pay out-of-pocket after a claim are directly related. Don’t find yourself screaming uncle because you thought you couldn’t afford better coverage. We can help!

  • An Invitation To Save & Smile
    Are you feeling stuck with an insurance provider that only represents 1 company? Now's a great time to break free and experience the real savings of an experienced independent insurance professional!

  • Experienced Commercial Insurance Pros
    As a local business you're important to us all! From the trades to contracting and retail marketplace to professional services and organizations of all kinds.

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Welcome to Cornerstone Insurance & Financial, Inc.

Most insurance agencies offer the same products and services from the leading insurance companies in the United States. What separates agencies, though, is dedication, personal attention, and customer service.

These are the traits that set Cornerstone Insurance & Financial Inc. apart from other agencies. Cornerstone was formed in 1999 in a consolidation of three of North Mississippi's oldest and most respected insurance agencies. Cornerstone traces it roots all the way back to the 1920's. It is these decades of services upon which we have built our foundation, resolve and commitment to personally serving our clients with integrity and diligence.

Not only do we offer insurance from the leading companies in the business, but we also strive to give out clients the absolute best service that can only come from focused attention to individual needs.

Whether you need personal, commercial, life or health insurance, we can help. Our knowledgeable, dedicated staff, with more that 100 years of combined experience, is ready to assist and answer any question or need you might have.

Most Recent News & Posts:

When your child leaves for college, it is a big event. One thing that you should think about is your insurance coverage and how it could change with your son or daughter away at school. Protecting Your Student's Belongings Many homeowners policies consider a dorm room as an extension of your home, so items your child keeps there may be covered to some extent. However, if your child has expensive electronic equipment or furniture, you may want to consider purchasing additional coverage. If your child lives off campus, his or her possessions may not be covered by your homeowners policy. In that case, you may want to consider renter's insurance, which typically costs as little as a few dollars per month. Renter's insurance will cover possessions in your child's off-campus apartment or house as well as provide liability coverage if anyone is injured in the residence. Changing Auto Coverage If your son or daughter moves more than 100 miles away from home to attend school and does not keep a vehicle there, your car insurance premiums could decrease by as much as 30 percent. Keeping Your Child Healthy While on Campus Since 2014, children up to age 26 can stay on their parent's employer plan even if [...more]
VIEW THIS POST → Insuring Your College Student

You can insure just about any kind of vessel, whether you have a yacht, speed boat or personal watercraft like a JetSki. Every type of boat has the potential to be stolen or damaged, and can be involved in an incident that results in harm to another person or their property. Even if your boat is docked or stored in your garage, it can potentially be vandalized, damaged in a fire or storm, or stolen. Many owners of small watercraft such as canoes, rafts and kayaks assume they will be covered under a homeowners or renters policy. This may be the case, up to a specified limit in your home policy. However, when it's time to make a claim, you don't want to be surprised to find out that this limit is not adequate to cover the value of your investment. Be sure to consider the amount of coverage you would need to repair or replace each of your boats and recreational vehicles if damaged or stolen and ask your agent to help you get the right coverage for those items. What Does Boat Insurance Cover? The exact boat coverage you need depends on multiple factors. Small boat insurance is very different from yacht [...more]
VIEW THIS POST → Boat Insurance for Smooth Sailing

Though grilling is an extremely popular way to prepare food in the summer, it can also be dangerous. According to the U.S. Fire Administration, gas and charcoal grills account for an average of 10 deaths and 100 injuries annually. Additionally, the National Fire Protection Association reports that an average of 8,900 home fires are caused by grilling each year. This year, keep the following safety suggestions in mind when you go to fire up your grill: Make sure your grill is at least 3 feet away from other objects including your house, trees and outdoor seating. Remember that starter fluid should only be used with charcoal grills and never with gas grills. If you suspect that your gas grill is leaking, turn off the gas and get the unit fixed before lighting. Do not bring your grill into an unventilated or enclosed space such as the garage or inside of your home. Do not let children and pets play near the grilling area when cooking until the grill is completely cool. Allow time for your grill to completely cool down before storing or covering it after grilling. Grill Your Food Thoroughly Prevent food-borne illnesses by grilling your meat to the proper internal temperatures. Steaks, Roasts and Chops - 145°F Poultry - [...more]
VIEW THIS POST → Grilling Safety Reminders For Your Summer BBQ

Summer Water Safety Refresher Teach children water safety and swimming skills as early as possible. Always brief babysitters on water safety, emphasizing the need for constant supervision. Appoint a “designated watcher” to monitor children during social gatherings at or near pools. Equip doors and windows that exit to a pool area with alarms. Install a poolside phone, preferably a cordless model, with emergency numbers programmed into speed-dial. Post CPR instructions and learn the procedures. Keep rescue equipment poolside. Don't wait for the paramedics to arrive because you will lose valuable life-saving seconds. Four to six minutes without oxygen can cause permanent brain damage or death. Keep a first aid kit at poolside. Install four-sided isolation fencing, at least five feet high, equipped with self-closing and self-latching gates, that completely surrounds the pool and prevents direct access from the house and yard. Maintain constant visual contact with children in a pool or pool area. If a child is missing, check the pool first; seconds count in preventing death or disability. Don't use flotation devices as a substitute for supervision. Never allow a young child in a pool without an adult. Don't leave objects such as toys that might attract a child in the pool and pool area. Never prop the gate to a pool [...more]
VIEW THIS POST → Summer Water Safety Refresher

Flash floods occur as a result of heavy rainfall, rapid snow thaw, city drains overflowing or dam/levee failures. They occur quickly and unexpectedly, within 6 hours of the events that caused them. Here are more facts to give you an idea of how dangerous flash floods can be: Every region in the United States can be affected by flash floods, especially low-lying areas: near river beds and coastlines. Cities are more likely to be affected by flash floods due to the predominant impermeable surfaces, such as asphalt, and the lack of natural drainage systems. The water from flash floods can reach a height of 20 feet, which can severely damage anything in its path. Just 2 feet of floodwater moving at 9 feet per second (standard speed of flash floods) is enough to sweep vehicles away, move 100 pound rocks, uproot trees or level buildings. Just 6 inches of rapidly moving floodwater can sweep someone off their feet. Between 2004 and 2013, an average of 75 people have died from flash floods in the United States per year. Nearly all who perished during flash floods tried to outrun the waters rather than going to a higher area. Two thirds of the deaths claimed by flash floods occur [...more]
VIEW THIS POST → Facts About Flash Floods


Booneville, MS

Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478
Email: cornerstone@nullfmbcornerstone.com


Baldwyn, MS

Cornerstone Insurance & Financial, Inc.
112 North Third Street
Baldwyn, MS 38824

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 365-1277
Fax: (662) 365-1278

Iuka, MS

Cornerstone Insurance & Financial, Inc.
107 Fulton St.
Iuka, MS 38852

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 423-5921
Fax: (662) 423-5922


Personal Insurance in Mississippi...

Auto, Homeowners, Condos, Apartments & Renters - We represent a number of our regions most respected insurers so you get a choice of not only price but coverages as well.

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Your local business operations are important to us all and we want to be your choice for insurance. Responsive, always cost competitive with policies designed around your specific needs.

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Our easy-to-use services let you get it done and get on with your day. Request a policy update, order a replacement id card for your auto policy, pay your insurance bill online and more.

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Contact

Cornerstone Insurance & Financial, Inc.
1108 North Second Street
Booneville, MS 38829

Office Hours: 8am to 4:30pm, Fri 8am to 5pm
Tel: (662) 728-4477
Fax: (662) 728-4478
Email: cornerstone@nullfmbcornerstone.com

Recent Posts

When your child leaves for college, it is a big event. One thing that you should think about is your insurance coverage and how it could change with your son [...more]
VIEW THIS POST → Insuring Your College Student

You can insure just about any kind of vessel, whether you have a yacht, speed boat or personal watercraft like a JetSki. Every type of boat has the potential to [...more]
VIEW THIS POST → Boat Insurance for Smooth Sailing

Though grilling is an extremely popular way to prepare food in the summer, it can also be dangerous. According to the U.S. Fire Administration, gas and charcoal grills account for [...more]
VIEW THIS POST → Grilling Safety Reminders For Your Summer BBQ

Summer Water Safety Refresher Teach children water safety and swimming skills as early as possible. Always brief babysitters on water safety, emphasizing the need for constant supervision. Appoint a “designated watcher” to monitor [...more]
VIEW THIS POST → Summer Water Safety Refresher

Flash floods occur as a result of heavy rainfall, rapid snow thaw, city drains overflowing or dam/levee failures. They occur quickly and unexpectedly, within 6 hours of the events that [...more]
VIEW THIS POST → Facts About Flash Floods

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